7 February 2010

Web 2.0 Personal Finance

What does personal finance look like in the future? Most people haven’t even caught up with today. There are many options available and tools that people haven’t even considered.

Are paying for things that are available for free? Are you paying far too much for other things? The Internet has made the market much smaller, but it has also filled it with noise. What Web 2.0 opportunities are you missing out on?

continue reading... » 2 Comments

30 August 2009

The Joneses Are Your Enemy

We all know better than to try to keep up with the Joneses. Sadly some of us still try.

Even worse, many of us let the Joneses affect us in ways we never even notice. Are you letting your neighbors have an undue influence on you?

continue reading... » 4 Comments

12 July 2009

Debt Reduction for the Willfully Stupid

Debt reduction is not rocket science. People try to make it hard. Ultimately you’re going to have to spend less and earn more.

Despite all this simplicity people are generally too stubborn to simply accept that they’ve lived beyond their means and take the hard steps to correct the situation.

continue reading... » 6 Comments

5 July 2009

8 Big Picture Budgeting Tips

Budgeting is a necessary step in your path to a solid financial future. While it isn’t as sexy as trying to figure out how to get massive returns in your IRA, a penny saved is actually worth more than a penny earned, so a budget is a vital step.

Overlooking budgeting is a surefire way to result in financial disaster. At a bare minimum it will result in poorly allocated capital.

continue reading... » 7 Comments

23 April 2009

The Difficulty of Investing in 2009

The current economy is a very difficult environment. Competing and conflicting situations make a coherent strategy difficult. Several things make 2009 a particularly difficult nut to crack:

• Asset Class Issues
• Government Interference
• Conflicting Short and Long Term Issues

How can an investor overcome these issues?

continue reading... » 2 Comments

28 March 2009

A Different Kind of Stimulus – Rewarding Our Troops

President Obama has been struggling to sell America on the efficacy of his stimulus plan. While we are looking for “shovel ready” projects to which to direct our stimulus dollar, why not look at our troops? Increased spending and benefits to soldiers would be a public good and morally rewarding.

Is spending money on benefits for soldiers less appealing than spending it on bailing out banks?

continue reading... » One Comment