Personal Finance And Investing Archives: July 2009
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26 July 2009
76 ETFs For Foreign Stock Exposure

ETFs can provide an easy way to gain exposure to the markets of foreign countries. Unfortunately gaining access to which ETFs are available is not as easy of a task.
In this article we provide a master list that we plan to update of International ETFs you can use in your portfolio.
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19 July 2009
Why Everyone’s Wrong About Fixing Health Care

The healthcare debate has gone into the weeds and sanity doesn’t seem to be anywhere in sight. As usual, pontificating and diversion are the order of the day, with rational discourse long ago left behind.
When a system is as broken as the American healthcare system, it can’t be easy to fix and more government isn’t always the answer. At the same time, continuing with the status quo is a recipe for disaster. Where is the middle ground?
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16 July 2009
Why You Spend More Than You Make (and What To Do About It)

We all know we’re not supposed to spend more than we earn, but many of us somehow manage to do it. What is driving us to do this and how can we stop it?
As usual, the answers are pretty simple, but you have to really identify what you’re doing in order to take the steps to avert the problem.
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12 July 2009
Debt Reduction for the Willfully Stupid

Debt reduction is not rocket science. People try to make it hard. Ultimately you’re going to have to spend less and earn more.
Despite all this simplicity people are generally too stubborn to simply accept that they’ve lived beyond their means and take the hard steps to correct the situation.
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5 July 2009
8 Big Picture Budgeting Tips

Budgeting is a necessary step in your path to a solid financial future. While it isn’t as sexy as trying to figure out how to get massive returns in your IRA, a penny saved is actually worth more than a penny earned, so a budget is a vital step.
Overlooking budgeting is a surefire way to result in financial disaster. At a bare minimum it will result in poorly allocated capital.
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