Personal Finance And Investing Archives: April 2009
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29 April 2009
Why Now May Be the Right Time for Green Stimulus
For those who have accepted the idea that government stimulus is a wise idea, the problem remains of determining what to stimulate. While there are many differing opinions on this, one of the key properties of a desirable strategy is the creation of jobs. While Green stimulus may attract the attention of private investors is it as effective as it’s cracked up to be?
While there are risks with any approach, Green tinged stimulus may provide the best opportunities for maximizing the stimulus dollar. For many reasons, now may be the best time for Green spending.
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23 April 2009
The Difficulty of Investing in 2009
The current economy is a very difficult environment. Competing and conflicting situations make a coherent strategy difficult. Several things make 2009 a particularly difficult nut to crack:
- Asset Class Issues
- Government Interference
- Conflicting Short and Long Term Issues
How can an investor overcome these issues?
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16 April 2009
Is the Financial Sector a Utility?
I am a fervent believer in free markets. More specifically I believe that they, much like Democracy, are flawed but vastly superior to any alternative. As various elements in the world decry the current financial crisis as an indictment of the flaws of capitalism, I wait patiently for them to suggest the proven alternative.
Despite this, I am left wondering if the financial sector is an exception to the wisdom of free markets.
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9 April 2009
CD Ladders: Some Personal Experience
Building a CD ladder can be a safe way to maximize your savings. Unfortunately the banks you deal with may have some other ideas. At a minimum they often want to make your life difficult.
In order to try to help you avoid some of the painful mistakes I have made, I share my experiences on CD ladders and some tips for maximizing your returns without too much pain.
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4 April 2009
5 ETFs That Can Help Balance Your Portfolio
While I generally advocate against investing in individual stocks for amateur investors, I make some exceptions for ETFs. Exchange Traded Funds are funds that trade on the stock market like a regular stock, but represent managed funds like mutual funds.
These ETFs give you an opportunity to hedge your stock market positions and provide some balance to your portfolio fairly easily. While I would still recommend a lot of research before buying any of these, each of these ETFs gives you some ability to round out your positions.
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